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  BECOMING A HOMEOWNER  
When:    Tuesday, February 21, 2012
                 6:00 pm to 7:00 pm
Where:   Saline County Library , Bryant (Mabel Boswell Memorial Library)
                 201 Prickett Rd.

Here are the basic guidelines followed in qualifying families who obtain housing with Habitat:

1.  Need

     A)  You will be considered for a Habitat home if your present housing is not adequate and you
           are unable to obtain adequate housing through other conventional means.
     B)  The percentage of your monthly income that you currently spend on housing
     C)  You must have lived in Saline County for 6 months before applying
     D)  You and your family will be considered if your total income is not over the range of 50 percent
           of HUD's median income for the area.  For example:

Family Size Gross Annual Income
One $21,550
Two $24,600
Three $27,700
Four $30,750
Five $33,250
Six $35,700
Seven $38,150
Eight $40,600
                                      
          
2.  Ability to Pay
     A)  Since you will be actually buying your home from Habitat, you must demonstrate your ability to
           pay  the monthly mortgage payment.   Payment will include mortgage, Real Estate Taxes and
           Insurance.

3.  Willingness to Participate as a Partner with Habitat
      A)  When selected, you become a "Partner Family" in the Habitat movement.  As a partner family, you
            must complete a minimum of 300 hours of sweat equity with an additional 150 hours required of
            each able bodied person over the age of 18.
      B)  Friends and Family may contribute to the total sweat equity hours required of a partner family, not
           to exceed 35% of the minimum 300 hours.
Click here to download a copy of our Habitat for Humanity Application for Housing. You can print off an application and bring the completed form to our next meeting, but YOU MUST ATTEND A MEETING before your application will be considered.


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Habitat for Humanity of Saline County
404 Walnut  Benton, AR 72015